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About us

Crystal Clear Finance Solutions provides clear, client-focused lending support and practical guidance at every stage of your loan journey.

Here to help you find the right finance solutions

Crystal Clear Finance Solutions is a mortgage broking business based in Bateau Bay, helping Central Coast buyers, investors and refinancers find the right lending solution. With access to 30+ lenders, we provide tailored finance advice backed by genuine relationships and clear communication.

With over 20 years of industry experience, Annie is known for finding solutions where others can’t, while Jacob takes a strategic approach to structuring finance that supports your long-term goals. Together, they combine experience, strategy and personalised service to help you move forward with confidence.

Every client. Every loan. Every time. Crystal clear.

Annie Stronach

Owner & Principal Broker

Phone: 0458 383 655
Email: annie@ccfsolutions.com.au
Book an appointment: Calendly

Annie Stronach is the Owner and Principal Broker of Crystal Clear Finance Solutions. She has built the business on genuine relationships, honest advice and consistently delivering great outcomes for her clients.

With more than 20 years in finance, Annie specialises in the lending scenarios others often shy away from, including self-employed borrowers, alternative documentation lending and complex income structures. Whether it’s a straightforward home loan or a more complex application, she’s known for finding solutions and advocating for her clients every step of the way.

Beyond working with clients, Annie is passionate about supporting the next generation of brokers, having mentored newcomers into confident loan writers. She also regularly hosts first home buyer education sessions across the Central Coast, helping locals make informed decisions with confidence.

Annie Stronach
Credit Representative 572971
Connective Credit Services Pty Ltd
Australian Credit Licence 389328

Jacob McCudden

Mortgage Broker

Email: jacob@ccfsolutions.com.au
Book an appointment: Calendly

Jacob is a Mortgage Broker at Crystal Clear Finance Solutions, bringing both professional expertise and firsthand property investment experience to every client conversation. As an active investor himself, he understands the importance of choosing the right lending strategy to support long-term financial goals.

Jacob works with first home buyers, investors, self-employed borrowers and clients navigating more complex lending scenarios, including SMSF lending. He’s known for taking a strategic approach, finding lenders that suit each client’s circumstances, and making the process clear and stress-free from start to finish.

Outside of work, Jacob is actively involved in the local community through Crystal Clear Finance Solutions’ partnerships with The Entrance Tigers and Shelly Beach Golf Club.

Jacob McCudden
Credit Representative
Connective Credit Services Pty Ltd
Australian Credit Licence 389328

Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to 30+ lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.

Book an appointment

Book a time that suits you and let’s chat about your finance goals.

Mortgage broker services across Bateau Bay

Although we service clients Australia wide, we offer specialised support in areas across Bateau Bay with lender access, home loan help and finance options tailored to our local community.

Bateau Bay
Shelly Beach
Killarney Vale